Asset

Asset types

One of the following property types can be used to create an asset:

• Real estate,

• Vehicle,

• Commercial pledge (document),

• Security,

• Deposit.

Create new asset

You can create a new asset via the Collateral menu:

1. Collateral > Create asset > fill in the asset details.

2. Select the asset type, asset class and provide other asset related details.

1. Fill in the information about the asset owners and click the Add person button to find the corresponding person.

If the asset has joint ownership, you can add multiple asset owners. For example, if spouses jointly share the ownership of a house.

1. Fill in the parameters for the following sections:

   • Evaluations,
   • Insurances,
   • Liabilities.

1. Click Create.

Search assets

1. Collateral > Search assets.

2. Fill in the search parameters > Search.

3. Click the Asset ID to view the asset information.

Add new asset

You can also add a new asset for a loan application or loan offer:

Loan application

1. Find the loan application in question.
2. On the loan application page, scroll to the Assets section.

3. Click the plus icon > Add new.
4. Fill in the asset parameters accordingly > Create.

Loan offer

1. Find the loan offer in question.
2. Edit the loan offer by clicking the Edit button.
3. From the content menu choose Collateral.

4. On the Offer collateral page, click the plus icon > Add new.
5. Fill in the asset parameters accordingly > Create.

You can modify the loan offer details until the loan offer is accepted and the loan contract is created.

Add existing asset

To connect an existing asset to a loan application or loan offer:

Loan application

1. Find the loan application in question.
2. On the loan application page, scroll to the Assets section.

3. Click the plus icon > Add existing.

4. Find the required asset > click the Asset ID.

5. On the asset details page select if the asset is acquired or not.

6. Click Bind to connect asset to the loan application.

Loan offer

1. Find the loan offer in question.
2. Edit the loan offer by clicking the Edit button.

3. From the content menu choose Collateral.

4. On the Offer collateral page, click the plus icon > Add existing.

5. Find the required asset > click the Asset ID.

6. On the asset details page select if the asset is acquired or not.

7. Click Bind to connect asset to the loan offer.

Edit assets

1. Find the asset in questions.
2. To modify the asset parameters you can do one of the following:

   • Click the Edit button, modify data > Save.

   • Click the icon > update the details > Change.
   • Add new data > Save.

   • Click the Delete button/ cross sign to remove the data that is not necessary.

• Also, you can modify the liability status by ticking or unticking the status box:

Find collateral agreement details

These instructions only apply to the assets that are used as collaterals.

Once asset is used as the collateral, you can find the links to the collateral agreements and loan contracts where this asset is used.

To find collateral agreement details:

1. Find asset.
2. Scroll to the Collateral agreements section.

3. For more details, click:

   • Agreement number - to view the collateral agreement.

   • Credit contract - to view the loan contract.