Interest conditions
Common parameters
You need to provide values for these parameters for all Rate types.
Interest type*
List
Select the interest type.
Selection for the setting Rate type = Fixed interest rate and Interest group = Interest on deposit balance.
Deposit interest,
Deposit negative interest.
Selection for the setting Rate type = Floating interest rate and Interest group = Interest on deposit balance.
Deposit interest.
Selection for the setting Rate type = Fixed interest rate and Interest group = Interest on overdraft balance.
Overdraft interest.
Min balance amount*
Number
Enter the minimum balance amount. Note: this parameter is available if the Calculation base term = Tiered term per partial balance.
Max balance amount (last excluded)
Number
Enter the maximum balance amount. Note: this parameter is available if the Calculation base term = Tiered term per partial balance.
%per period*
List
Select the %per period option.
Selection for the setting Interest type = Deposit interest or Deposit negative interest.
%per year
Selection for the setting Interest type = Overdraft interest
%per year,
%per day.
Start date*
Date
Select the interest validity start date. Format: DD.MM.YYYY.
End date (last value excl.)
Date
Select the interest validity end date. Format: DD.MM.YYYY.
Fixed interest rate parameters
You need to provide values for these parameters if you select Fixed interest rate as the Rate type.
Default interest rate*
Number
Enter the default interest rate - the fixed interest rate applied to any account connected to this condition.
Min interest rate*
Number
Enter the minimum interest rate - the lowest limit to which the account's fixed interest rate can be manually adjusted later.
Max interest rate*
Number
Enter the maximum interest rate - the highest limit to which the account's fixed interest rate can be manually adjusted later.
Floating interest rate parameters
You need to provide values for these parameters if you select Floating interest rate as the Rate type.
Rate base*
List
Select the rate base code.
Note: The list consists of the rate base codes for the selected currency with registered rate fixings.
Default margin rate*
Number
Enter the default margin rate - the margin rate of floating interest applied to any account connected to this condition.
Min margin rate*
Number
Enter the minimum margin rate - the lowest limit to which the account's margin rate can be manually adjusted later.
Max margin rate*
Number
Enter the maximum margin rate - the highest limit to which the account's margin rate can be manually adjusted later.
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