Organisation*
Text
Enter the name of the organisational tenant.
Method assignment code*
Text/ Number
Enter the name of the interest method assignment. This parameter is used for finding a suitable method for newly created accounts.
Account type*
List
Select the account type:
SAVING,
CURRENCY.
Currency*
List
Select the interest currency.
Rate type*
List
Select the rate type:
Fixed interest rate,
Floating interest rate.
Margin type*
List
Select margin type:
Percentage of the base rate that is subtracted from the base rate (the permissible range of values is between 0% and 100%),
Fixed percentage that is subtracted from the base rate (the permissible range of values is between 0% and 10%).
Note: this parameter is available if the Rate type = Floating interest rate.
Account holder type*
List
Select the available type of the account holder:
Private,
Legal.
Interest group*
List
Select the interest group option:
Interest on deposit balance,
Interest on overdraft balance (available for currency account type only).
Note: Only the Interest on deposit balance option is selectable if the Rate type = Floating interest rate.
Calculation base term*
List
Select the calculation base term:
Simple term - Interest rate does not depend on the account balance and age;
Tiered term per partial balance - For each tier of the balance, a different interest rate is applied. When the tier is not found, then the interest is not calculated.
Base balance type*
List
Select the balance type:
End of day balance,
Minimum daily balance,
Average daily balance.
Days in month*
List
Select the days in a month:
30,
ACT (the actual amount of days in a month).
Days in year*
List
Select the days in a year:
360,
365,
ACT (the actual amount of days in a year).
Interest payment frequency
List
Select the interest payment frequency:
First day of month,
First day of the year.
Minimum payable unit
Number
Enter a minimum interest balance paid out after the interest accrual period.
The value consists of 2 decimals; it cannot be negative.
Validity start date*
Date
Select the period when the account interest method is valid. Format: DD.MM.YYYY.
Validity end date (last value excl.)
Date
Select the interest validity end date. Format: DD.MM.YYYY.
Accounts to which the interest applies*
List
Select one of the available options:
All accounts,
New accounts,
All accounts except accounts with manually changed interest rates.
Reason*
List
Select one of the available options:
Standard conditions,
Error corrections,
Special conditions.
Comment
Text
Enter the additional information in the comments field.