The loan contract fees menu allows you:
See below for more information about the loan contract fees management.
Find the loan contract in question.
From the content menu, choose Fee bookings.
Book new fee > fill in the new fee booking details > Save.
Find the loan contract in question.
Click the Contract number to access the loan contract details.
From the content menu, choose Fee bookings.
Fill in the search parameters > Search.
To access the fee details, click the Identifier.
Find the contract fee in question.
Click the Reverse button > fill in the fee booking reversal details > Submit.
Fee type*
List
Select the fee type. The available options:
ADM - Account administration fee,
BILLING_ADMINISTRATION_FEE - Billing administration fee,
CEFTIFICATE_FEE - Loan certificate fee,
CHANGE_FEE - Contract changing fee,
COF - Contract Conclusion fee,
DISBURSEMENT_FEE - Disbursement fee,
REMINDER_FEE - Reminder fee.
Fee subtype
List
Select the fee subtype. Note: the list of the fee subtypes is configurable.
Effective date*
Date
Select the date when the fee must be reversed.
Amount*
Number
Enter the fee amount.
Repayment type*
List
Select the repayment type. The available options are the following:
WITH_NEXT_PAYMENT - fee is applied with the next monthly repayment.
INSTANT - fee is applied instantly.
CAPITALIZED - fee is capitalized into the principal balance.
Details
Number/ Text
Enter additional details about the fee booking.
Reversal amount*
Number
Enter the fee booking reversal amount.
Fee reversal reason*
List
Select the fee reversal reason:
Corona,
Laid off,
Sick leave,
Unemployment,
Other.
Customer solvency level*
List
Select the level of customer ability to meet long-term debts and obligations:
Normally performing credit,
Change is due to to the customer’s slightly weakened ability to pay,
Change is due to the customer’s seriously weakened ability to pay,
Change is due to prevent credit going to non performing credit.
Details
Number/ Text
Enter additional information about the fee reversal.