One of the following property types can be used to create an asset:
Real estate,
Vehicle,
Commercial pledge (document),
Security,
Deposit.
You can create a new asset via the Collateral menu:
Fill in the parameters for the following sections:
Click Create.
Collateral > Search assets.
Fill in the search parameters > Search.
Click the Asset ID to view the asset information.
You can also add a new asset for a loan application or loan offer:
On the loan application page, scroll to the Assets section.
From the content menu choose Collateral.
To connect an existing asset to a loan application or loan offer:
On the loan application page, scroll to the Assets section.
Click the plus icon > Add existing.
Find the required asset > click the Asset ID.
On the asset details page select if the asset is acquired or not.
Click Bind to connect asset to the loan application.
Edit the loan offer by clicking the Edit button.
From the content menu choose Collateral.
On the Offer collateral page, click the plus icon > Add existing.
Find the required asset > click the Asset ID.
On the asset details page select if the asset is acquired or not.
Click Bind to connect asset to the loan offer.
To modify the asset parameters you can do one of the following:
Click the Edit button, modify data > Save.
Add new data > Save.
Click the Delete button/ cross sign to remove the data that is not necessary.
Also, you can modify the liability status by ticking or unticking the status box:
These instructions only apply to the assets that are used as collaterals.
Once asset is used as the collateral, you can find the links to the collateral agreements and loan contracts where this asset is used.
To find collateral agreement details:
Scroll to the Collateral agreements section.
For more details, click:
Agreement number - to view the collateral agreement.
Credit contract - to view the loan contract.
Collateral > Create asset > fill in the .
Select the , asset class and provide other asset related details.
Fill in the information about the and click the Add person button to find the corresponding person.
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Click the plus icon > .
Fill in the accordingly > Create.
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Edit the loan offer by clicking the button.
On the Offer collateral page, click the plus icon > .
Fill in the accordingly > Create.
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Click the icon > update the details > Change.
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Asset type*
List
Select the asset type from the list. The available values are:
Vehicle,
Commercial pledge,
Real estate,
Security,
Deposit.
Asset class*
List
Select the asset class.
Note that the asset class is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset class.
Configure new values for the asset class parameter.
Fill in the Owners parameters and click the Add person button to select an existing person or create a new person.
Ownership type*
List
Select the type of asset ownership. Note that the ownership type is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset ownership.
Configure new values for the asset ownership parameter.
Ownership size*
Number
Enter the asset ownership percentage.
Owner name*
Text
This field will be autofilled when the owner person is selected.
Identification number*
Number/ Text
This field will be autofilled when the owner person is selected.
Value type*
List
Select the asset value type.
Note that the value type is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset evaluation.
For the Lookup type choose TYPE.
Configure new values for the value type parameter.
Amount*
Number
Enter the asset value amount and currency. Note that the asset evaluation currency must match the target loan currency code.
Evaluation date*
Date
Select the date when the asset evaluation was performed.
Evaluator
List
Select the asset evaluator. Note that the evaluator is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset evaluation.
For the Lookup type choose EVALUATOR.
Configure new values for the evaluator parameter.
Insurance company*
Text/ Number
Enter the name of the insurance company. Note that the insurance company is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset insurance.
Configure new values for the insurance company parameter.
Agreement number*
Number/ Text
Enter the number of the insurance agreement.
Amount*
Number
Enter the insurance amount and select currency.
Start date*
Date
Select the date when the asset was insured.
End date*
Date
Select the insurance end date.
Description
Text/ Number
Enter additional information about the insurance.
Pledgee*
Text/ Number
Enter pledgee full name.
Pledge amount*
Number
Enter the pledge amount and currency.
Rank*
Number
Enter the asset rank.
Loan type code
List
Select the loan type code. Note that the loan type code is a configurable parameter. You can add your values by going to:
Administration > Settings > Lookups.
In the content menu search for Collateral > Asset liability.
Configure new values for the asset liability parameter.
Loan amount
Number
Enter the loan amount.
Description
Text/ Number
Enter additional information about the pledge.
See more information about .
A selected asset class may offer/ require submitting additional custom fields, if this feature is configured for a client. See the chapter for more information.
See more information about .
See more information about .
See more information about .
See more information about .
See more information about .
