To manage loan contract fees in the BackOffice, you can do the following:
Below you will find more information about the loan contract fees management.
Find the loan contract in question.
From the content menu, choose Fee bookings.
On the Search contract fees page, click Book new fee.
Click Save.
Find the loan contract in question.
Click the Contract number to access the loan contract details.
From the content menu, choose Fee bookings.
Fill in the search parameters > Search.
To access the fee details, click the Identifier.
Find the contract fee in question.
Click the Reverse button.
Fill in the Booking reversal form:
Enter the Reversal amount.
Select the Fee reversal reason:
Unemployment,
Laid off,
Sick leave,
Corona,
Other.
Select the Customer solvency level:
Normally performing credit,
Change is due to the customer's slightly weakened ability to pay,
Change is due to the customer's seriously weakened ability to pay,
Change is due to prevent credit going non performing credit.
Click Submit to confirm reversal.
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Fill in the .
Fee type*
List
Select the fee type. The available options:
ADM - Account administration fee,
BILLING_ADMINISTRATION_FEE - Billing administration fee,
CEFTIFICATE_FEE - Loan certificate fee,
CHANGE_FEE - Contract changing fee,
COF - Contract Conclusion fee,
DISBURSEMENT_FEE - Disbursement fee,
REMINDER_FEE - Reminder fee.
Fee subtype
List
Select the fee subtype. Note: the list of the fee subtypes is configurable.
Effective date*
Date
Select the date when the fee must be reversed.
Amount*
Number
Enter the fee amount.
Repayment type*
List
Select the repayment type. The available options are the following:
WITH_NEXT_PAYMENT - fee is applied with the next monthly repayment.
INSTANT - fee is applied instantly.
CAPITALIZED - fee is capitalized into the principal balance.
Details
Number/ Text
Enter additional details about the fee booking.
