Organisation*

Text

Enter the name of the organisational tenant.

Method assignment code*

Text/ Number

Enter the name of the interest method assignment. This parameter is used for finding a suitable method for newly created accounts.

Account type*

List

Select the account type:

• SAVING,

• CURRENCY.

Currency*

List

Select the interest currency.

Rate type*

List

Select the rate type:

• Fixed interest rate,

• Floating interest rate.

Margin type*

List

Select margin type:

• Percentage of the base rate that is subtracted from the base rate (the permissible range of values is between 0% and 100%),

• Fixed percentage that is subtracted from the base rate (the permissible range of values is between 0% and 10%).

Note: this parameter is available if the Rate type = Floating interest rate.

Account holder type*

List

Select the available type of the account holder:

• Private,

• Legal.

Interest group*

List

Select the interest group option:

• Interest on deposit balance,

• Interest on overdraft balance (available for currency account type only).

Note: Only the Interest on deposit balance option is selectable if the Rate type = Floating interest rate.

Calculation base term*

List

Select the calculation base term:

• Simple term - Interest rate does not depend on the account balance and age;

• Tiered term per partial balance - For each tier of the balance, a different interest rate is applied. When the tier is not found, then the interest is not calculated.

Base balance type*

List

Select the balance type:

• End of day balance,

• Minimum daily balance,

• Average daily balance.

Days in month*

List

Select the days in a month:

• 30,

• ACT (the actual amount of days in a month).

Days in year*

List

Select the days in a year:

• 360,

• 365,

• ACT (the actual amount of days in a year).

Interest payment frequency

List

Select the interest payment frequency:

• First day of month,

• First day of the year.

Minimum payable unit

Number

Enter a minimum interest balance paid out after the interest accrual period.

The value consists of 2 decimals; it cannot be negative.

Validity start date*

Date

Select the period when the account interest method is valid. Format: DD.MM.YYYY.

Validity end date (last value excl.)

Date

Select the interest validity end date. Format: DD.MM.YYYY.

Accounts to which the interest applies*

List

Select one of the available options:

• All accounts,

• New accounts,

• All accounts except accounts with manually changed interest rates.

Reason*

List

Select one of the available options:

• Standard conditions,

• Error corrections,

• Special conditions.

Comment

Text

Enter the additional information in the comments field.

Interest type*

List

Select the interest type.

Selection for the setting Rate type = Fixed interest rate and Interest group = Interest on deposit balance.

• Deposit interest,

• Deposit negative interest.

Selection for the setting Rate type = Floating interest rate and Interest group = Interest on deposit balance.

• Deposit interest.

Selection for the setting Rate type = Fixed interest rate and Interest group = Interest on overdraft balance.

• Overdraft interest.

Min balance amount*

Number

Enter the minimum balance amount. Note: this parameter is available if the Calculation base term = Tiered term per partial balance.

Max balance amount (last excluded)

Number

Enter the maximum balance amount. Note: this parameter is available if the Calculation base term = Tiered term per partial balance.

%per period*

List

Select the %per period option.

Selection for the setting Interest type = Deposit interest or Deposit negative interest.

• %per year

Selection for the setting Interest type = Overdraft interest

• %per year,

• %per day.

Start date*

Date

Select the interest validity start date. Format: DD.MM.YYYY.

End date (last value excl.)

Date

Select the interest validity end date. Format: DD.MM.YYYY.

Default interest rate*

Number

Enter the default interest rate - the fixed interest rate applied to any account connected to this condition.

Min interest rate*

Number

Enter the minimum interest rate - the lowest limit to which the account's fixed interest rate can be manually adjusted later.

Max interest rate*

Number

Enter the maximum interest rate - the highest limit to which the account's fixed interest rate can be manually adjusted later.

Rate base*

List

Select the rate base code.

Note: The list consists of the rate base codes for the selected currency with registered rate fixings.

Default margin rate*

Number

Enter the default margin rate - the margin rate of floating interest applied to any account connected to this condition.

Min margin rate*

Number

Enter the minimum margin rate - the lowest limit to which the account's margin rate can be manually adjusted later.

Max margin rate*

Number

Enter the maximum margin rate - the highest limit to which the account's margin rate can be manually adjusted later.

Interest type*

List

Select the interest type:

• Deposit interest,

• Deposit negative interest,

• Overdraft interest.

Technical identifier of service account*

Text/

Number

Enter the ID of the service account.

Validity range from*

Date

Enter the validity from date.

Validity range to

Date

Enter the validity to date.