Periodic fees are related to an account and are posted periodically according to the agreed schedule.
The scenarios for periodic fees are as follows:
A fixed amount is charged at the beginning of every month or after the end of the month.
A fixed amount is charged every month at the beginning of the period from the account opening date or after the end of that period. For example, if the account was opened on the 15th of May, then a period would begin from the 15th of the month. The fees are charged from the beginning of this period or after the end.
An amount is calculated based on the specific type of fee transaction or fee booking volumes during the passed period with a minimum amount. The fee can only be calculated and charged after the end of the period.
Periodic fees can be charged as:
Each fee is debited immediately from the customer account or fee service account.
At the end of the agreed invoicing date every month, all the different types of fee bookings are invoiced. The total invoiced amount is debited from the customer account or fee service account at once.
By default, the following periodic fees are present:
ACC_ADM_FEE
Account maintenance fee.
VIBAN_MONTHLY_FEE
Maintenance fee for a virtual account (vIBAN).
Periodic fee period rule code
List
This field determines when the next fee is to be posted. The fee can be charged immediately or later, depending on the fee lifecycle rules.
You can select one of the following options:
MONTH_ACCOPEN_END - The period is set from the start of opening the account and the fee is posted the day after the end of the period.
MONTH_ACCOPEN_START - The period is set from the start of opening the account and the fee is posted at the start of the period.
MONTH_CAL_END - The period is set according to the calendar month and the fee is posted the day after the end of the period.
MONTH_CAL_START - The period is set from the start of opening the account and the fee is posted at the start of the period.
Fee calculation rule*
List
This field defines how the fee is calculated.
You can only select the Fixed fee rule. This means that the periodically charged fee is fixed to a certain amount. You must specify this amount in the Prices section on the same page. Note: For the VIBAN_MONTHLY_FEE fee type, you also have the option Floor amount, only if the Periodic fee period rule code is MONTH_CAL_END. Floor amount refers to the minimum total amount for the summed fees over a period.
Partial period rule*
List
This field defines how the fee is calculated for partial periods. The partial period may be at the beginning and end of the service usage duration.
Select one of the following options:
No fee - The fee is not calculated for the partial period.
Full price - The total periodic fee is applied to the partial period.
Proportional price - The fee is calculated according to the number of days the service is used during the partial period.
Fee currency code*
List
Select the currency in which the fee is charged from the drop-down list.
The list displays the currencies that are available in your Tuum configuration.
Price date from*
Date
Select the start date for the price.
Format: DD.MM.YYYY
Price date to (last excl)
Date
Select the end date for the price.
The last date is excluded from the period.
Format: DD.MM.YYYY
Labels
List
You can select a label for detailed pricing if the periodic fee type has labels defining the periodic fee subtypes attached with it.
Fixed amount*
Number
Enter an amount for the periodic fee.
Click Submit to save the price.
Click Close to discard.
Consider that we want to set up a price of €7.89 for account maintenance. This price is charged to a customer account at the end of every month.
Select the Periodic fee period rule code as MONTH_CAL_END. This means that the price is charged at the end of every month (i.e. the first day of the next month).
Select the Fee calculation rule as Fixed fee. This means that a fixed amount is charged for account maintenance.
Select the Partial period rule as Proportional price. This means that the price charged for a partial period is proportionate to the time the account is open.
Select the Fee currency code as EUR.
Select the date 05.04.2026 for the Price date from field. This is the date from which the price is available for fee calculation.
Price date to is an optional field and you can edit the date later.
Enter 7.89 as the Fixed fee amount. Click Submit.
Result: The fee of €7.89 is charged to the customer account after the end of every month for account maintenance.
The following screenshot shows the fee creation page with the sample values:
The following table shows the possible labels for the 2 periodic fee types:
ACC_ADM_FEE
accAdmFeeSubtype
ACC_ADM_BACS_MONTHLY_SERVICE
BACS monthly service fee.
ACC_ADM_FASTER_MONTHLY_SERVICE
FASTER monthly service fee.
ACC_ADM_BACS_ACCESS
Agency scheme access for BACS fee.
ACC_ADM_FASTER_ACCESS
Agency scheme access for FASTER fee.
VIBAN_MONTHLY_FEE
vibanMonthlyFeeSubtype
VIBAN_MONTHLY_FEE
VIBAN monthly fee.
VIBAN_MONTHLY_MINIMUM_FEE
VIBAN minimum fee.
To define a price for a periodic fee, click the icon. Enter the following parameters on the Create new price for periodic fee page:
See the section for more information.
We are using the sample price list we created before - . From this price list, we are selecting the ACC_ADM_FEE fee type and following these steps:
Click the icon to define a price for the periodic fee. The Create new price for periodic fee page opens. The Fee type and Price list type code fields are filled automatically and you cannot edit them.
Optionally, you can select a label value for the accAdmFeeSubtype field. If you define prices for different ACC_ADM_FEE subtypes, then all of them are debited from the account once per period. For more information, see the section.
You can set labels for periodic fees for more detailed pricing. When defining prices, you can only select one label value at a time that defines the periodic fee subtype. Labels for the periodic fee subtypes can be configured using .
