Internal down payment for loan offer

On this page, you can add or edit an internal down payment for a loan offer. To perform either action, click the corresponding section:

Add internal down payment to a loan offer

To add an internal down payment to a loan offer, follow these steps:

Start creating the loan offer.
For Loan type, select a product with down payment enabled. Both down payment parameters are automatically set:
- Down payment amount - Pre-filled based on the default loan product rate. You can modify it, and the down payment rate is recalculated automatically. The resulting rate must remain within the minimum and maximum limits defined in the product configuration.
- Down payment rate - Pre-filled with the loan product default rate. You can modify it, and the down payment amount is recalculated automatically. The updated rate must remain within the minimum and maximum limits defined in the product configuration.

If both parameters are left blank, an error will occur.

The down payment rate includes a tooltip that displays the acceptable input range.

Finish creating the loan offer.
When a loan offer is created and in the Presented status, you can view the down payment rate by hovering over the info button on the Down payment amount row under the General information section.

To edit the internal down payment for a loan offer, follow these steps:

Find the person whose loan offer you want to edit.
From the content menu, select Loans > Loan offers.
On the Loan offers page, click the loan offer identifier to open the loan offer details.

Update the down payment amount following the same validation rules as offer creation. The down payment rate will be calculated automatically. Click Save to confirm.