Loan flow

In the Tuum environment, there are two options of how the loan flow might function:

Standard flow

The standard loan flow embodies activities for granting and repaying a loan based on a single loan product.

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Loan application and/or offer steps are optional and can be omitted if your company manages loan applications and/or offers outside of the Tuum system.

Umbrella flow

The umbrella loan flow involves the creation of an umbrella loan product that sets a total umbrella credit limit. It allows for the creation of multiple sub-contracts based on a single loan product. Issuing each sub-contract reduces the total umbrella loan limit, while repayment of the principal restores it.

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To begin granting loans through the standard or umbrella flow, define your loan products.

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