Confirm payment

After initialising the payment, we need to confirm it to complete the payment.

Use case

Here, we will confirm a payment draft using the payment ID parameter.

Use case data	API parameters with values
The payment ID is taken from the response to the payment initialisation request.	".../PAYM-47356/confirm"
An optional comment.	{ "comment": "Confirm payment" }

Sample API call

To confirm the payment, use the following endpoint:

https://payment-api.sandbox.tuumplatform.com/api/v3/payments/PAYM-47356/confirm

Learn more about the confirm payment endpoint in the Tuum developer portal.

Sample request

The sample request body is as follows:

JSON

{
"comment": "Confirm payment"
}

cURL

Sample response

Below you will find the response to the sample request:

Response

{
    "errors": null,
    "validationErrors": null,
    "data": {
        "paymentId": "PAYM-47356",
        "accountId": "ID-1002",
        "directionCode": "OUT",
        "statusCode": "WAITING_FOR_AML",
        "errorCode": null,
        "money": {
            "amount": 10.00,
            "currencyCode": "EUR"
        },
        "details": "Lunch payment",
        "referenceNumber": null,
        "source": null,
        "contractSource": null,
        "endToEndId": null,
        "valueDate": "2026-09-06",
        "postingDate": "2026-09-06",
        "insertedDateTime": "2024-02-08T14:36:47.339803Z",
        "paymentServiceProviderCode": "SEPA",
        "paymentTypeCode": "ACC2SEPA",
        "preferredPaymentScheme": null,
        "selectedPaymentScheme": "SEPA_INSTANT",
        "chargeBearer": null,
        "settlementStatusCode": null,
        "settlementErrorCode": null,
        "settlementDate": null,
        "settlementPaymentScheme": null,
        "returnStatusCode": null,
        "returnReason": null,
        "returnComment": null,
        "returnSettlementDate": null,
        "cancellationRequestStatusCode": null,
        "cancelRefuseReason": null,
        "cancelReason": null,
        "amlMonitoringEnabled": true,
        "lastStatusRequestDate": null,
        "residencyCountryCode": "FI",
        "counterpartyOriginalIban": null,
        "fxPaymentFlag": false,
        "fxPayment": null,
        "paymentParties": [
            {
                "paymentPartyId": "PAYM-115887",
                "typeCode": "OUR_PARTY",
                "name": "Damara Kai",
                "personTypeCode": "P",
                "givenName": "Damara",
                "surname": "Kai",
                "accountNumber": {
                    "value": "XX10XXXX99999000000000000000012",
                    "type": "IBAN"
                },
                "accountNumberCountryCode": "XX",
                "financialInstitutionId": {
                    "value": "ICECLOUDXXX",
                    "type": "BIC"
                },
                "address": {
                    "street1": "Fennstrasse 4",
                    "street2": "string",
                    "cityCounty": "Berlin",
                    "stateRegion": "Berlin",
                    "zip": "13347",
                    "countryCode": "DE",
                    "addressLine": "Fennstrasse 4, string, Berlin, DE, 13347"
                },
                "nationalIdentificationNumber": null,
                "roleCode": "PAYER"
            },
            {
                "paymentPartyId": "PAYM-115888",
                "typeCode": "COUNTERPARTY",
                "name": "Ben Eficiary",
                "personTypeCode": null,
                "givenName": null,
                "surname": null,
                "accountNumber": {
                    "value": "EE871275295834652820",
                    "type": "IBAN"
                },
                "accountNumberCountryCode": "EE",
                "financialInstitutionId": {
                    "value": "PARXEE22XXX",
                    "type": "BIC"
                },
                "address": null,
                "nationalIdentificationNumber": null,
                "roleCode": "BENEFICIARY"
            }
        ],
        "fees": [
            {
                "feeTypeCode": "ACC2SEPA_FEE",
                "feeMoney": {
                    "amount": 0.05,
                    "currencyCode": "EUR"
                },
                "deferredFee": false
            }
        ],
        "paymentSchemeElements": [],
        "fileImportLineNumber": null
    }
}

Result

The payment is confirmed with the statusCode WAITING_FOR_AML. You can check the AML-related information using the AML API. You can also manually approve or decline a payment detected by the AML monitoring system.