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Decline deposit offer

Use case

In this example, we will review how to decline a deposit offer.

Use case data

API parameters with values

We will decline a deposit offer ID-1718023944.

...offers/ID-1718023944/decline

Sample API call

Sample request

Below is an example request body of the API call for declining a deposit offer.

{
  "reasonCode": "DOCUMENT_MISSING"
}

curl --location --request PUT 'https://deposit-api.sandbox.tuumplatform.com/api/v3/offers/ID-1718023944/decline' \
--header 'x-channel-code: SYSTEM' \
--header 'x-auth-token: eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJuYW1lIjoiT2ZmaWNlciBUZXN0IiwiZW1wbG95ZWVJZCI6IklELTEwMDAiLCJ0ZW5hbnRDb2RlIjoiTUIiLCJleHBpcnlEVGltZSI6IjIwMjQtMDYtMjdUMDk6NDU6NTgiLCJleHAiOjE3MTk0ODE1NTgsInJvbGVzIjpbIkFETUlOIl19.Iek0Ie70FXaTaduvpSat17RcEV8KPp9c9JsL14S1QOU' \
--header 'Content-Type: application/json' \
--data '{
  "reasonCode": "DOCUMENT_MISSING"
}'

Sample response

Below you find an example response body to the API call above.

Response

{
    "errors": null,
    "validationErrors": null,
    "data": {
        "offerId": "ID-1718023943",
        "personId": "ID-1015",
        "applicationId": null,
        "depositGroupCode": "TIME_DEPOSIT",
        "depositTypeCode": "PREMIUM",
        "terminationType": "WITHOUT_INTEREST",
        "statusCode": "DECLINED",
        "reasonCode": null,
        "accountId": "ID-1012",
        "interestRate": 0.25,
        "period": 3,
        "periodTypeCode": "MONTH",
        "endDate": null,
        "initialMoney": {
            "amount": 5000.00,
            "currencyCode": "EUR"
        },
        "interestPaymentFreqCode": "MONTH",
        "prolongationCode": "PRINCIPAL",
        "countryCode": "EE",
        "maturityDate": "2025-03-30",
        "returnAmount": {
            "amount": 5003.12,
            "currencyCode": "EUR"
        },
        "postingDate": "2024-12-30",
        "lastValidDate": "2024-12-31",
        "channelCode": "BACKOFFICE",
        "tenantCode": "MB",
        "contractHeaderId": null,
        "contractNumber": null,
        "depositClassCode": "PREMIUM_CUSTOMER",
        "payoutDetails": {
            "name": "Tech Writing",
            "accountNumber": {
                "value": "XX47XXXX99999000000000000000122",
                "type": "IBAN"
            },
            "financialInstitutionId": null,
            "referenceNumber": null,
            "countryCode": null
        },
        "personTypeCode": "P",
        "taxResidencyCountryCode": "EE",
        "taxExempt": false
    }
}

Result

As a result, a deposit offer ID-1718023943 was declined.